Life Changes & State Planning

Sound financial planning involves protecting your current assets as well as preserving wealth when passing it from one generation to the next.

  • How should I invest my inheritance?
  • Will it be taxable to me?
  • How does my former spouse’s retirement plan get transferred to me?
  • Does it matter which assets I get as a result of a divorce decree?
  • Will I be eligible for my former spouse’s Social Security benefit?
  • How do assets get transferred after the death of a loved one?
  • As the beneficiary of an IRA, when do I have to begin taking money out?
  • Will I be taxed if I inherit an annuity?

Products: Life Insurance, Long Term Care Insurance, Fixed and Variable Annuities, Disability Insurance