As prices of new cars continue to climb, more and more people are considering leasing as a viable financing option. Although leasing is generally more expensive than financing, there are certain advantages to leasing a vehicle. A lease will typically result in a lower initial cash outlay and lower monthly payments.
Personal Finance
Remodeling Your Home
Home improvement has become big business in the United States. American households spend billions on home improvements annually. It’s no small wonder that renovations in recent years have become more upscale, and home remodeling businesses have expanded to meet the demand for more sophisticated projects.
Plan Ahead to Ease Travel Headaches
Waiting in a winding airport security checkpoint line is just one of many potential headaches today’s travelers experience. Worrying about what to pack, what kind of identification is required, and how much cash to bring are yet others.
How to Work with a Financial Advisor
No matter what your level of investment experience or sophistication, you may benefit from developing a relationship with a financial advisor.
How to Dig Yourself Out of Debt and Save at the Same Time
Paying down debt can be a daunting task. But with a little self-discipline and some faith in yourself, your financial picture can change for the better in about six months.
Home Refinancing Basics
Even though more than half of all new mortgages issued in recent years have been for homeowners refinancing their existing home loans, the decision to refinance isn’t necessarily the wisest strategy for everyone.
Helping to Care for Aging Parents
Many baby boomers are finding that their aging parents are in need of health care assistance.
Financing a New Car
For most new car buyers, the question of whether or not to finance their purchase is academic — with the average new car price approaching $30,000, some sort of loan is usually necessary.
Buying a New or Used Car
The first step to getting a good deal on a new or used car is to be informed before you negotiate with a dealer. New and used car cost guides are available in bookstores, libraries, and online. These will help you research prospective models, their factory invoice prices, and the costs of various options.
Beyond Retirement: What About Your Other Goals?
In addition to saving for retirement, there may be several other major financial goals you’ll need to juggle in a lifetime.